For many people, their two most expensive possessions are their home and their vehicle. Because these things are so costly and so important, it is important to have adequate insurance on both. If you are living in the state of New York, and need to learn about your insurance options, your best bet is to visit an insurance agent.
New York State requires residents to have at least the state minimum of auto insurance coverage to register and drive a vehicle. Should you need more coverage, we would be able to look at your circumstances, and decide what would be best for you.
One common mistake, which many drivers make, is purchasing an insurance policy, without doing the proper research. Many people do not have the time to contact several different insurance companies for quotes. This is where we come in. We can take your information, and get a variety of quotes, so that you can be sure that you are paying to lowest premium for the amount of insurance that you need. When you leave your auto insurance needs up to us, you can be sure that you will have the protection that you need, if you are involved in an accident.
In New York State, it is necessary to have a homeowner's insurance policy when you buy a home. The New York homeowner's insurance guidelines, like most states, can be relatively confusing. The first thing that you need to consider is the price of the policy. Most companies will offer varying premiums. When you have one of our agent's handle your homeowner's policy, we will get various rates, ensuring that you get the best price.
When it comes to what your policy covers, and what it does not can vary. We can discuss everything covered on the basic plan, and can also advise you as to other coverages which you may need to be sure that your home, your belongings, and your family are protected.
Having protection for your home and your vehicle is not only New York State law, it is also necessary to protect your investments. When you allow us to handle your auto and homeowner's insurance needs, you can be sure that you are getting the best protection possible, at the lowest possible price.