Commercial Insurance

Commercial Insurance

Choosing the right commercial insurance policy is easy with the help of an independent agent. Central New York Agency provides commercial insurance quotes specifically designed to suit the needs of your business. Whether you require an affordable general liability policy or an extensive business owners package, Central New York Agency is ready to customize a policy for you today.

New York Commercial Auto Insurance

The state minimum auto insurance laws in New York apply to commercial vehicles--your company should maintain a commercial vehicle insurance policy during any period a company car is in use. Our independent agents can help you assess your auto insurance needs and find the policy that provides the most coverage while staying within your company's budget.

New York Commercial General Liability Insurance (CGL)

Commercial general liability, or CGL, policies may protect businesses from advertising injury, claims of personal and bodily injury, property damage, attorney fees, court costs, and even data loss. At Central New York Agency, our insurance specialists can assist you in building a business liability policy tailored to meet your company's requirements.

New York Commercial Property Insurance

Commercial property insurance usually provides coverage for the replacement cost of a commercial building, and the building's contents, in case of damage due to fire or other covered disasters.

New York Workers Compensation

Most businesses in New York must maintain an active workers compensation policy or face stringent fines from the state. As an independent agency, we are able to compare quotes amongst several insurance companies and find the best available rate on a workers compensation policy for your company.


Umbrella insurance covers life's little accidents; it's there for unexpected surprises of many types. For instance, accidents that happen at your business are covered by umbrella insurance, and it may also be able to protect you against lawsuits or the loss of your assets.

Umbrella policies offer coverage above your commercial insurance policies, so it's a good idea if you want to protect yourself even more.

New York Business Owner Package

A business owner package, or BOP, is a type of insurance that combines property damage and liability under one policy. Some BOP's contain a provision for business interruption coverage, which reimburses the profits lost during damage restoration. Our agents can talk with you about the nature and operations of your business to help determine the right type of BOP for your company.

Call Central New York Agency today for a personalized quote on commercial insurance. As your independent agency, we will be happy to find the most competitive business insurance policy rates for your company. In addition to commercial insurance, Central New York Agency also works with the top insurers in the industry to bring you low prices on home and auto insurance. Compare insurance quotes online right now to find the policy that meets your needs as well as your budget.