Welcome to
Central New York Agency
Central NY’s Trusted Insurance Advisors

Looking for a reliable Central New York insurance agency that actually picks up the phone? At CNY Agency, we do more than quote policies—we build relationships that last. As your local independent insurance agent based in Liverpool, NY, we serve individuals, families, and businesses throughout Upstate New York with personal service and competitive coverage.
Whether you’re looking for insurance quotes in Syracuse, reviewing your auto and home policies, or growing a business that needs protection, we’re here to help—personally.
Independent, Local & Family-Owned Since Day One
We’re not a call center. We’re a family-run agency that’s been serving Central New Yorkers for over 10 years, backed by a team with more than 100 years of combined insurance experience. From the day we opened our doors, our mission has stayed the same: take care of people like neighbors—because most of them are.
As one of the few remaining independent agencies not owned by a national chain, we’re proud to serve communities from Syracuse and Binghamton to Watertown, Cortland, and the Finger Lakes. If you’ve driven down Oswego Road (Route 57), you’ve probably passed our office—right in the heart of Liverpool with 50,000+ cars a day passing by.
Learn more about who we are and how we work on our About Us page.
Insurance That Covers Your Life — Without Wasting Your Time
Whether you're trying to lower rising auto insurance premiums or protect your home before the next winter storm, we make it easy to get the coverage you need.
Our main offerings include:
From new drivers to seasoned commuters, we shop multiple carriers to find the right car insurance at the right price.
Protect your home and everything in it with tailored coverage, whether you’re in a neighborhood in Baldwinsville or a lakeside property in Skaneateles.
Serving contractors, restaurants, tech firms, retail stores, and more across Central NY.
Affordable coverage options for individuals and families, including child life insurance.
Specialized coverage for truckers and owner-operators with high-risk, high-cost needs.
We’re your one-stop shop for personal and business coverage—with just one point of contact.
Ready to explore your options? Visit our services pages to learn more about Auto Insurance, Homeowners Insurance, Business Insurance, Life Insurance, and Trucking Insurance.
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What Sets CNY Agency Apart
We do things differently—and it shows. Here’s why thousands of families and businesses across Central New York trust us with their insurance:
Direct access to real people
No call centers, no waiting games. Most of our clients have the personal cell number of someone on our team.
Independent & flexible
We’re not tied to one insurance company, so we can compare multiple carriers to find the best fit for your coverage and budget.
Fast, responsive service
Whether it’s a quote, a claim, or a policy question, we respond quickly—often the same day.
Personalized advice
We help you understand what you’re buying and why it matters, offering honest guidance, not one-size-fits-all policies.
Trusted local presence
With 10+ years in business and deep roots in the Syracuse area, we know what matters to Central New Yorkers.
Claims support that goes beyond
When something goes wrong, we don’t disappear. We advocate on your behalf and help guide you through the process.
At CNY Agency, it’s not just about insurance. It’s about being there when it counts.
Proudly Serving the Heart of Upstate New York
While we’re based in Liverpool, we serve families and businesses throughout the Central and Upstate NY region. That includes:
- Watertown and the North Country
- Binghamton and Cortland
- Rochester and the Finger Lakes
- Albany, Saratoga, and the Capital Region
- Smaller towns and rural communities across Central New York
We understand the local risks—lake-effect snow, freezing pipes, deer collisions, storm damage, and more—because we live here, too.
Let’s Talk — Quotes, Questions, or Policy Help
Getting started is easy. Whether you're ready for a quote or need help with your current policy, just use our simple contact form. You can choose what you need—quote, policy change, certificate, ID card, claim—and we’ll respond quickly.
Already a customer? Head over to our Client Services page for fast access to billing, claims, and policy help through your carrier.
Stay Informed With the CNY Agency Blog
Looking to better understand your coverage, save money, or keep up with insurance trends in New York? Visit our Blog for seasonal tips, FAQs, and updates relevant to Central NY homeowners, drivers, and business owners.
